What is phishing-as-a-service (PhaaS) and how to stay protected
Cybercriminals are becoming more creative and organized in how they carry out attacks. One of the most alarming developments in the world of cybercrime is phishing-as-a-service (PhaaS) — a business model that allows virtually anyone to launch sophisticated phishing campaigns using rented tools and services.
PhaaS represents a significant cyber risk for organizations, transforming traditional phishing attacks into a scalable business model accessible to less experienced hackers.
PhaaS has made it easier, cheaper, and faster for criminals to target individuals and organizations around the world. This article takes a closer look at what phishing-as-a-service is, how it works, why it’s so dangerous, and what you can do to protect yourself and your organization.
Understanding phishing-as-a-service (PhaaS)
Phishing is a cyberattack technique that involves tricking people into revealing sensitive information by pretending to be a trusted entity, such as a bank, a government agency, or a colleague. Phishing attacks are typically carried out via email, text message, or fake websites that look legitimate.
Phishing-as-a-service takes this a step further by offering phishing campaigns as a paid service. Just like businesses use software-as-a-service (SaaS) platforms to streamline their operations, cybercriminals can now subscribe to PhaaS platforms to automate and manage phishing attacks.
These platforms enable users to create and host customized phishing websites on their own infrastructure, often hiding content behind proxy servers to evade detection.
These platforms are usually hosted on the dark web, and they provide customers with everything they need to launch successful phishing campaigns — from professionally designed email templates to infrastructure that can bypass spam filters and security software.
Even someone with little or no technical knowledge can launch convincing phishing attacks using PhaaS, making it one of the most accessible forms of cybercrime.
How phishing-as-a-service works
Phishing-as-a-service providers operate like underground businesses. They market their services on darknet forums, hacking communities, and encrypted messaging apps. Here's how the model typically works:
Access to phishing toolkits
Buyers can choose from a wide range of phishing kits that include pre-written emails, spoofed login pages, and cloned websites. These tools are designed to imitate trusted brands such as Microsoft, Google, PayPal, or popular banks.
Hosting and domain services
Many PhaaS providers offer web hosting and domain registration for fake websites. These sites often look nearly identical to the legitimate ones, which increases the chances that victims will fall for the scam.
Email-sending infrastructure
To ensure that phishing emails bypass spam filters, PhaaS services use sophisticated infrastructure. Clicking on a phishing link can lead to severe consequences, such as downloading malicious attachments or exposing sensitive personal information. This may include compromised email accounts, botnets, or hacked servers. Some services even offer rotating IP addresses to avoid detection.
Analytics and campaign tracking
Just like a digital marketing platform, PhaaS providers often include dashboards and analytics tools. These tools allow the buyer to track open rates, clicks, and stolen credentials in real time.
Customization and targeting
Some packages allow for targeted campaigns that focus on specific industries, companies, or high-value individuals. Attackers often use an appropriate company logo to mimic legitimate branding, making the phishing attempt appear more trustworthy. Attackers can customize messages using information found online or through data leaks, making the phishing attempt more convincing.
The rise of PhaaS: Statistics and trends
Phishing-as-a-Service (PhaaS) has become a significant threat to organizations worldwide. According to recent statistics, PhaaS attacks have surged by 58% in 2023 compared to the previous year. This alarming increase is driven by the availability of advanced PhaaS kits, which make it easier for malicious actors to execute phishing campaigns with minimal effort. These PhaaS platforms are becoming increasingly sophisticated, offering a wide range of convincing email templates that mimic legitimate communications from financial institutions. As a result, phishing as a service is not only more accessible but also more effective, posing a growing risk to businesses and individuals alike.
Why phishing-as-a-service is a growing cybersecurity threat
Phishing has always been one of the most successful cyberattack methods, but PhaaS has amplified the scale, reach, and efficiency of these attacks. Phishing emails often serve as a primary entry point for malicious actors into an organization's systems, making it crucial to secure these entry points to prevent unauthorized access. Here’s why this model is particularly dangerous:
It increases the number of attackers
PhaaS removes the technical barrier to entry, allowing anyone with money and intent to become a cybercriminal. This has led to a surge in phishing attacks across industries and sectors.
Attacks are more convincing
With access to professional-grade templates and spoofed websites, attackers can launch realistic-looking campaigns that are harder for users to detect. They create fake login pages that appear as legitimate login portals, deceiving victims into providing personal information.
No one is safe
Whether you're an individual, a small business, or a multinational corporation, PhaaS attacks can be tailored to your specific context. This broadens the threat landscape significantly.
High risk of data breaches
Successful phishing attacks can result in the theft of login credentials, personal data, financial information, or intellectual property. Sensitive data such as social security numbers, bank account details, and confidential business information can be stolen in these attacks. This can lead to major data breaches with long-lasting consequences. Explore how data breaches happen and what you can do to prevent them.
Damage to brand and reputation
For organizations, falling victim to a phishing attack can severely harm trust and credibility. Rebuilding a damaged reputation can take years and often involves significant financial and operational costs.
Financial loss
Phishing can result in direct financial theft, fraudulent transactions, and costly recovery efforts. Attackers often deceive victims into providing sensitive financial information, such as credit card details, on fake webpages that impersonate legitimate entities. The total financial impact often extends beyond the initial attack.
Legal and compliance consequences
If personal or customer data is compromised, businesses may face legal action or fines for failing to comply with data protection regulations such as GDPR, HIPAA, or CCPA.
Phishing campaigns and tactics
PhaaS platforms employ a variety of tactics to deceive victims and ensure the success of their phishing campaigns. One common tactic is the use of highly convincing email templates that appear to come from trusted sources, such as banks or popular online services. These platforms also host malicious websites that closely resemble legitimate ones, complete with appropriate company logos and branding. To further assist attackers, PhaaS platforms provide customer support and detailed instructions on how to execute phishing campaigns effectively. Additionally, they offer real-time dashboards that allow attackers to monitor the success of their campaigns, tracking metrics such as open rates and harvested credentials. Advanced evasion techniques, such as reCAPTCHA and User Agent string checking, are also employed to avoid detection by automated security systems, making these phishing campaigns even more challenging to thwart.
How to protect against phishing-as-a-service
Despite the threat PhaaS poses, there are several effective ways to defend against phishing attacks. Organizations and individuals alike should consider implementing the following measures:
Two-factor authentication is crucial in protecting against phishing attacks as it requires an additional element beyond just usernames and passwords, such as a code sent to a mobile device.
1. Conduct regular phishing awareness training
Educate employees about common phishing techniques, such as urgent language, fake login prompts, and suspicious links. Simulated phishing tests can also help reinforce safe behavior. Explore our phishing awareness training to empower your team against cyber threats.
2. Use strong email filtering and anti-spam solutions
Invest in reliable email security tools that can detect and block malicious emails before they reach users. These tools use machine learning and threat intelligence to spot phishing patterns.
3. Enable multi-factor authentication (MFA)
Require a second layer of verification for logins, such as a text message code or authentication app. Text messages can be used to send a unique code that must be entered along with the password, adding an extra layer of security. Even if a password is stolen, MFA makes unauthorized access much more difficult. Learn more about why multi-factor authentication is essential for account protection.
4. Keep systems and software up to date
Ensure that all systems, browsers, plugins, and antivirus software are regularly updated. Security patches fix known vulnerabilities that attackers often exploit.
5. Implement a clear incident response plan
Develop a documented strategy for how to respond to phishing attacks. This plan should include procedures for containing the threat, notifying stakeholders, and recovering from the breach.
6. Monitor for compromised credentials
Use security tools to check if any employee or organizational credentials have been leaked or exposed on the dark web. This helps you act before an attacker does.
7. Stay compliant with data protection regulations
Adhere to relevant data privacy laws and industry standards. Compliance is particularly crucial in the financial sector, where vulnerabilities to phishing attacks facilitated by Phishing-as-a-Service platforms can lead to unauthorized access to users' financial accounts. Implement strong access controls, data encryption, and regular audits to reduce your legal and reputational risks.
Identifying phishing attempts
Identifying phishing attempts can be challenging, but there are several red flags to watch for. Phishing attempts often involve spoofing a message that appears to come from a trusted source, such as a company’s HR department or a well-known financial institution. These messages may create a highly convincing decoy, such as a fake website or email, designed to trick victims into revealing sensitive information. Common tactics include using a sense of urgency or fear to pressure victims into providing login credentials or financial information. It’s important to remember that legitimate companies will never ask for sensitive information via email or text message. Being cautious of unsolicited requests for confidential information and verifying the authenticity of such requests through official channels can help protect against phishing attacks.
Mitigating the effects of a phishing campaign
To mitigate the effects of a phishing campaign, organizations should implement robust security measures and foster a culture of cybersecurity awareness. Multi-factor authentication (MFA) is a critical defense, adding an extra layer of security by requiring a second form of verification for logins. Investing in advanced email security solutions can help detect and block malicious emails before they reach users. Additionally, regular cybersecurity education and awareness training for employees are essential. These training sessions should cover how to identify and report phishing attempts, emphasizing the importance of vigilance. Staying informed about the latest phishing trends and techniques is also crucial. Finally, having a well-defined incident response plan in place ensures that organizations can quickly respond to phishing attacks, contain the threat, and minimize damage. By taking these proactive steps, organizations can significantly reduce their vulnerability to phishing attacks.
Final thoughts on phishing-as-a-service
Phishing-as-a-service is a growing threat that reflects how professionalized cybercrime has become. It enables anyone with bad intentions to launch powerful, large-scale phishing campaigns with minimal effort.
This model presents new cyber risks for organizations, making it easier for less experienced hackers to launch attacks, which directly impacts the security of business users.
The most effective defense against PhaaS is a combination of education, technical safeguards, and proactive monitoring. While security tools are essential, human awareness remains your strongest line of defense.
As cybercriminals continue to evolve their tactics, it’s critical for businesses and individuals to stay informed, remain skeptical of unsolicited messages, and take a layered approach to cybersecurity.
This post has been updated on 09-04-2025 by Sarah Krarup.

Sarah Krarup
Sarah studies innovation and entrepreneurship with a deep interest in IT and how cybersecurity impacts businesses and individuals. She has extensive experience in copywriting and is dedicated to making cybersecurity information accessible and engaging for everyone.
View all posts by Sarah Krarup